在JobKeeper 2.0、30亿企业补助下，如何规避税务审计风险

• JobKeeper 2.0，旨在将补贴发到更多受影响的企业和员工手里
• 维州政府的30亿补贴，以现金补助和税收减免方式，助力企业渡难关

随着越来越多的企业及个人拿到相关的疫情补助，我们也需要警惕可能随之而来的税务审计风险。 

常见的四种触发审计的诱因

– 年度报税(Tax Return)内容与经营活动报表(BAS)有出入

– 财务表现及状况与行业同行相比有明显差异

– 出现有错误的养老金支付情况

– 连续多年的经营亏损

source: etax.com.au and ato.com.au

 

如何规避税务审计的风险

您的会计可能会时常提醒您注意保存过往的支出记录，并建议您把生意与个人的财务分开等，以降低澳洲税务局(ATO)对您进行审计的风险。但即便您把税务记录地井井有条，认为您的账簿也毫无瑕疵，但在强大的ATO系统面前，也难免不会出现纰漏。

这时，您其实可以考虑购买一份税务审计保险。虽然它不会为您支付可能产生的任何罚款，但是它却可以应对在审计过程中所产生的各种专业人员的费用，包括会计师、律师、记帐员或任何其他专业顾问等等。我们不要小瞧了这笔费用，在如此一个高人工成本的国家里，这笔费用可以轻松的达到几千甚至几万澳币。

税务审计保险并不贵

举一个例子，仅供参考。

例如，一家年营业额大约为50万澳币的中餐馆，一份审计保险的费用大约为四百澳币左右。这份保险包括ATO针对公司和公司董事进行的税务审计，承保额为2万澳币。

可能就是这区区几百块，就能为您省下几千甚至几万澳币的审计费用。

结语

众所周知，几乎澳大利亚所有的工商业都有相应的部门进行着监管。在日常的生产经营活动中，即便我们努力地去做到合法合规，但也有可能在不经意间，触碰了某些“红线”。而作为去修改、弥补这些”错误“的费用，也无疑增加了我们的经营成本。保险，作为一个用来转移风险的金融工具，便在这时起到了至关重要的作用。我们也只有做到未雨绸缪，才能防患未然。

有关保险的更多信息，请浏览我们的网站，或扫描下方二维码，与我们取得联系。

 

本文内容不构成保险意见， 并非专业的法律建议，不应完全依赖文中内容。本文仅用于概述总结关注事项，

并未做到详尽无遗。依据本文任何内容采取行动前，敬请自行征询业保险人士或其他专业人士意见。

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