背景
最新进展
新南威尔士州上诉法院已经在上个月审理的”营业中断险“测试案件中做出了不利于保险公司的裁决。
一些澳大利亚保险公司的保单中仍包含提及已被废除的《1908年检疫法》（Quarantine Act 1908）的免责条款，该法已被《2015年生物安全法》取代。因此，受此次疫情影响的被保险人希望免责条款不适用于COVID-19的索赔。
保险公司在10月2日的听证会上辩称，尽管提到了被废除的法案，但保单的意图是明确的。
但法院认为，COVID-19并不是 “根据1908年检疫法及其后的修正案被宣布为可检疫疾病 “的疾病，”因此并没有被排除在疾病赔付条款之外”。
据悉，澳洲保险理事会(Insurance Council of Australia)将与其会员协商向高等法院上诉的可能性。
影响
澳洲最大的保险集团之一，IAG今天要求其股票停牌，以便保险公司考虑上诉法院裁决的影响。
澳洲其他主要的商业保险公司，也相继发布公告，明确各自的立场。
结语
奥成保险为客户提供风险查勘、风险评估、风险管控、办理保险、安排分保、协助索赔等一系列保险经纪服务。
我们对国际保险市场具有敏锐的洞察力，与各大保险承销商建立了长期友好、信任的合作关系。这使我们能够为客户争取到最优的承保条件和最有竞争力的价格。
Aushine Insurance Pty Ltd ABN 83 632 949 172 is an Authorised Representative 001275756 of Insurance House Pty Ltd ABN 33 006 500 072 AFSL240954
While we endeavour to provide accurate and timely information and use sources we consider reliable, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future. The information set out above provides a written account of information collected and collated by us within limited time constraints. It contains information obtained from sources which may have not been validated and the accuracy or veracity of which cannot be guaranteed. No one should act on such information without appropriate professional advice after a thorough examination of their situation. It is being provided to the market “as is” and with a specific disclaimer of any express or implied warranties of any kind, including merchantability, fitness for purpose, title and/or non-infringement. To the extent permitted by law, no liability is accepted by us for any loss or damage arising out of any reliance on the information contained in this statement
本篇文章来源于微信公众号: 奥成保险 Aushine Insurance
