Homes with individual character
Specialist finishes, heritage features and renovation work can affect rebuilding considerations. Market price alone does not establish the amount needed to rebuild.
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Private Client Insurance
Distinctive homes, valued collections and prestige vehicles can be considered together while keeping the detail of each asset. A Private Client review looks at your household’s arrangements without assuming one policy or identical terms.
Who it is for
Households reviewing distinctive homes, valuable contents or prestige vehicles together.
Explore the cover
These are areas to discuss, not an automatic inclusion list. Available sections and cover depend on the selected wording and schedule.
Collections and movement
Identify items requiring individual valuations, where they are kept and whether they move between homes or exhibitions. Record ownership and custody as well as value.
Prestige vehicles
Explain actual use, drivers, storage, modifications and the importance of specialist repairs. Agreed values, repairer choice and replacement arrangements require specific confirmation.
Information for quotations
Describe each property and vehicle, ownership, occupancy and use, rebuilding or valuation reports, collections, storage and movement between locations.
Limitations and exclusions to discuss
A portfolio does not guarantee one policy or uniform terms. Rebuilding basis, individual items, repairer options and value agreements need specific review.
Frequently asked questions
Does a high market value establish the right rebuilding amount?
No. Construction, finishes and rebuilding considerations require their own assessment and a stated valuation basis.
Are prestige motor repair choices automatic?
No. Explain the vehicle and use, then verify repair arrangements, value basis and any conditions in the selected proposal.
Let’s talk about what matters to you.
Tell us about your home, possessions and plans, and the questions you would like help with.