From dispatch to delivery
Describe collection, international and domestic legs, transhipments and any storage in transit. Door-to-door protection must be confirmed against the agreed start and end points.
Skip to content01 02 03 Speak to a broker
Marine Cargo & Transit
Cargo and transit insurance concerns goods during an agreed movement, whether by sea, road, rail or air. The route, goods and terms of sale help establish whose interest needs to be insured and for which parts of the journey.
Who it is for
Importers, exporters, wholesalers and businesses with goods moving between locations.
Explore the cover
These are areas to discuss, not an automatic inclusion list. Available sections and cover depend on the selected wording and schedule.
Damage events and packaging
Broader accidental-damage terms and named-event terms offer different scopes. Packaging, temperature needs, loading methods and the nature of the goods affect the review.
Delays and other limitations
Damage to goods is different from delay, market loss or inherent deterioration. Check exclusions and any specific extensions rather than assuming every loss on a shipment is insured.
Information for quotations
Describe goods, values, packaging, trade terms, who bears risk, routes and modes, shipment frequency, handovers, temporary storage and loss history.
Limitations and exclusions to discuss
Do not assume every journey stage or storage period is insured. Review insured interests, territorial and transit limits, exclusions, packaging conditions and valuation.
Frequently asked questions
Is the carrier’s liability cover the same as our cargo insurance?
No. Insurance on goods and liability for providing a transport service concern different interests. Review both roles and documents.
What if goods wait in a warehouse during transit?
Identify the location, duration and purpose of storage. The wording must establish whether and how that stage is included.
Talk through your business.
Tell us what you do, what is changing and what you would like to understand. We can help organise the questions and the information needed for a meaningful insurance discussion.