The craft and equipment
Describe the hull, engines, installed equipment and portable belongings separately. Values, age and maintenance records help explain the boat you want to insure.
Skip to content01 02 03 Speak to a broker
Pleasure Craft Insurance
Your pleasure craft deserves a review based on the boat, the waters you use and the time you spend aboard. Keep recreational activities separate from chartering, commercial operations or carrying goods for others.
Who it is for
Owners of recreational craft discussing the vessel, equipment and actual leisure activities.
Explore the cover
These are areas to discuss, not an automatic inclusion list. Available sections and cover depend on the selected wording and schedule.
Where and how you use it
Cruising, sailing and racing may have different requirements. Identify moorings, storage, operators and the navigation area requested.
Review the particular proposal
Check damage, liability, excesses, valuation and activity restrictions in the actual documents. Your equipment, portable belongings and recreational activities each need to be clearly described.
Information for quotations
Describe craft, ownership, age and value, mooring or storage, navigation areas, activities, operators, equipment and loss history.
Limitations and exclusions to discuss
Leisure, racing and commercial use need distinct description. Review navigation and activity restrictions, equipment, valuation, excesses and liability terms.
Frequently asked questions
Does a leisure-craft arrangement automatically allow commercial use?
No. Tell the broker about the actual use or any change before relying on the existing description.
Is everything taken aboard automatically insured?
No. Distinguish vessel equipment from portable belongings and review the insured descriptions and conditions.
Let’s talk about what matters to you.
Tell us about your home, possessions and plans, and the questions you would like help with.