01Installation and maintenance contractors
Installation and maintenance contractors work within projects where equipment, site access and operating responsibilities change over time. Electrical or mechanical installation, testing and maintenance may involve different hazards. Working on an operating facility is also different from constructing an entirely new installation.
Describe the work, sites, equipment values, testing responsibilities and any design input. Public liability, contract works, plant and professional indemnity needs should be considered according to the role. Review principal-contractor requirements and responsibility for existing equipment, but do not assume every contractual indemnity is insured. High-risk tasks and specialist systems need to be declared clearly.
02Equipment and site service businesses
Equipment and site service businesses may supply machinery, undertake repairs or provide practical support at energy and resources sites. The business may own equipment, hire it in or operate equipment supplied by others. Those arrangements influence who is responsible for damage, operation and maintenance.
Set out the services, site conditions, ownership and hire terms, transport and subcontracting. Plant, commercial vehicles, property and liability exposures should be reviewed separately. Work below ground, unusual lifting, hazardous materials or advice about equipment suitability should be identified if relevant. Supplying a site does not mean the business needs, or automatically receives, the project owner’s full insurance programme.
03Smaller renewable-energy service businesses
Smaller renewable-energy service businesses may install, inspect, clean or maintain systems, rather than own or operate the energy project. Rooftop work, electrical connections, batteries and design recommendations can create different responsibilities. The insurance conversation should start with the services actually performed and the stage of the asset’s life.
Explain whether the work includes design, supply, installation, commissioning or maintenance, and identify the technologies involved. Liability, contract works, tools or plant and professional indemnity may require review according to that scope. Output guarantees, damage to existing property and testing conditions need particular attention; a renewable-energy label alone does not establish what is covered.
