Public liability for the event
Review responsibilities for setup, attendance, equipment, food and entertainment. A venue’s insurance should not be assumed to cover the organiser or every contractor.
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Events & Other Business Risks
Events and other operating activities need a clear description before insurance can be selected. For an event, the venue, attendance, organisers and contractors explain more than the event name alone.
Who it is for
Businesses with connected locations or activities, and organisers discussing specific event-related financial concerns.
Explore the cover
These are areas to discuss, not an automatic inclusion list. Available sections and cover depend on the selected wording and schedule.
Equipment and property
Owned and hired equipment can have different insurance obligations. Identify values, transit, storage and custody, including what the hire agreement requires.
Cancellation is not liability
Cancellation, adverse weather and non-appearance involve separate triggers and specialist assessment. Poor attendance or reduced revenue is not automatically insured; these topics are not a promise of an available additional product.
Information for quotations
Describe entities, locations and shared dependencies. For an event, add the date, venue, participants, committed costs and contingency arrangements.
Limitations and exclusions to discuss
This is an operating-context guide, not a global risk-financing service or combined policy. Cancellation, non-appearance and reduced attendance need distinct treatment.
Frequently asked questions
Does a Corporate heading mean one policy covers every group company?
No. Identify each entity and its interests, then review the particular insured-party and activity descriptions.
Is lower event attendance the same as cancellation?
No. Attendance, cancellation, postponement and non-appearance are different concerns; the event facts and terms decide what is relevant.
Talk through your business.
Tell us what you do, what is changing and what you would like to understand. We can help organise the questions and the information needed for a meaningful insurance discussion.