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52 insurance products
Property & Business Continuity
Business Insurance Pack
A Business Pack discussion starts with how the different parts of your business fit together.
Property & Business Continuity
Commercial Property
Two premises can look alike and play very different roles in a business.
Property & Business Continuity
Industrial Special Risks
An asset-focused insurance conversation for businesses whose buildings, equipment and materials form a substantial part of their operations.
Property & Business Continuity
Business Interruption
When normal work is interrupted, the business question extends beyond the condition of a building or item of equipment.
Property & Business Continuity
Contingent Business Interruption
Contingent business interruption focuses the discussion on dependencies outside the business itself.
Property & Business Continuity
Electronic Equipment Insurance
Electronic equipment insurance focuses attention on the technology a business relies on to operate.
Property & Business Continuity
Portable Equipment Insurance
Portable equipment insurance addresses the working assets that move with a business.
Property & Business Continuity
Machinery Breakdown
Machinery breakdown insurance concerns the operational equipment on which a business depends, extending beyond construction sites.
Construction & Plant
Plant & Equipment
Equipment can be central to a job even when it is only on site briefly.
Liability & Professional Risks
Public Liability Insurance
The same service can take place at a business’s own premises, at a customer’s site or in a shared space.
Liability & Professional Risks
Products Liability Insurance
A product can pass through manufacturers, importers, distributors and retailers before reaching a customer.
Liability & Professional Risks
Product Recall
A product concern can become an operational problem across manufacturing, distribution and retail at the same time.
Liability & Professional Risks
Contaminated Products
Product contamination brings the safety and integrity of goods into focus, including food, medicines and products used on the body.
Liability & Professional Risks
Defective / Finished Products
A finished product can raise a concern about its design, specification or use even after the manufacturing work has ended.
Liability & Professional Risks
Contractual Liability / Principals Indemnity
A contract allocates responsibilities between parties; an insurance proposal describes a separate arrangement.
Liability & Professional Risks
Professional Indemnity
Professional work is shaped by what clients ask you to do and how they use the result.
Liability & Professional Risks
Directors & Officers Liability
A leadership role has a personal context as well as an organisational one.
Liability & Professional Risks
Management Liability
Running an organisation involves people, decisions and working relationships as well as the service or product it delivers.
Liability & Professional Risks
Employment Practices Liability Insurance
Employment Practices Liability focuses on disputes about the employment relationship, including recruitment, promotion, workplace conduct and termination.
Liability & Professional Risks
Statutory Liability
Statutory liability discussions concern a business facing allegations about its compliance with legislation.
Liability & Professional Risks
Crime Insurance
Commercial crime concerns dishonest activity affecting a business, including conduct involving employees and people outside the organisation.
Liability & Professional Risks
Social Engineering Crime
A convincing instruction can exploit a trusted business relationship.
Liability & Professional Risks
Association Liability
An association combines an organisation’s activities with decisions made by officers or a committee.
Liability & Professional Risks
Cyber Insurance
A digital interruption can begin as an IT problem and become a business problem in several different ways.
Construction & Plant
Contract Works Insurance
The work in progress and its changing timetable give a Contract Works discussion its focus.
Construction & Plant
Delay in Start-up
Delay in start-up brings the project's expected operating income into the construction insurance discussion.
Construction & Plant
Latent Defects
Latent defects insurance brings attention to building issues discovered after construction has finished.
Construction & Plant
Project Professional Indemnity
Project professional indemnity focuses the professional-risk discussion on a particular assignment.
Liability & Professional Risks
Contractors Pollution Liability
A contractor's pollution discussion starts with work performed at a site belonging to someone else.
Commercial Motor
Commercial Motor & Fleet
Connect the vehicles in your business with the work they do and the people who use them.
Cargo & Logistics
Marine Insurance
Marine business extends beyond a vessel or a shipment.
Cargo & Logistics
Marine Cargo / Transit
A goods journey can involve more than one mode of transport and more than one business.
Cargo & Logistics
Marine Liability
Marine liability is a broad discussion covering responsibilities arising from maritime operations.
Other Insurance Topics
Trade Credit Insurance
Trade credit insurance concerns the risk attached to selling goods or services on credit terms.
Other Insurance Topics
Surety Bonds
Surety bonds arise where a contract calls for an undertaking involving a surety provider and a beneficiary.
People & Business Travel
Group Personal Accident & Sickness Insurance
The group can be a workforce, a membership body or people taking part in a defined activity.
People & Business Travel
Corporate Travel Insurance
Work-related travel connects the organisation, the traveller and the purpose of each trip.
Liability & Professional Risks
Environmental Liability
Environmental risk is connected to a site’s history as well as its present activity.
Property & Business Continuity
Tax Audit Insurance
Tax audit insurance is a discussion about the professional work involved in responding to a tax review or audit.
Other Insurance Topics
Event Cancellation / Loss of Attraction
Event cancellation starts with the planned occasion: its date, venue, participants and financial commitments.
Other Insurance Topics
Specie Insurance
Specie is a specialist-market term used in discussions about valuables such as precious metals, jewellery and cash.
Other Insurance Topics
Fine Art Insurance
An art collection has a history of ownership and a pattern of use as well as a financial value.
Personal Insurance
Landlord Insurance
A rental property brings together an asset, an occupation arrangement and a rental relationship.
Personal Insurance
Private Client Insurance
A principal residence, another home and items moved between them create connections that separate lists can miss.
People & Business Travel
Expatriate & Inpatriate Insurance
Australian market material uses expatriate for employees working abroad and inpatriate for people assigned into Australia.
Strata
Residential Strata Insurance
Identify the scheme, its buildings and shared facilities: access areas, lifts and communal spaces can connect several households.
Strata
Commercial Strata Insurance
Offices, retail units or mixed residential and commercial uses can share entrances, services and other facilities.
Other Insurance Topics
Farm Insurance
Livestock, cropping, horticulture and other activities use property in different ways.
Personal Insurance
Home & Contents Insurance
Look at the place you live and the belongings you keep there as two connected parts of your household.
Personal Insurance
Private Motor Insurance
The useful starting point is the vehicle, the people who use it and the journeys it makes.
Personal Insurance
Pleasure Craft Insurance
Recreational boating starts with the craft itself and the way you spend time on the water.
Cargo & Logistics
Transport & Logistics Liability
Separate carriage, custody and storage responsibilities from insurance for the goods themselves.